Ping An Leasing Wins "Financial Leader" and "Digital Transformation Driver" Awards
Recently, the 13th CFS2024 Financial and Economic Summit was successfully held. This summit specially organized the CFS2024 Tribute Ceremony to pay tribute to outstanding enterprises that promote new quality productivity, technological innovation, digital transformation, and sustainable development, and to set an example of high-quality development. Ping An International Finance Leasing Co., Ltd. (hereinafter referred to as "Ping An Leasing") won the "Financial Industry Leading Enterprise" and "Digital Transformation Driving Force" awards for its outstanding comprehensive strength and digital transformation achievements.
As a subsidiary of Ping An Group specializing in financial leasing, Ping An Leasing has adhered to the original intention of serving the real economy, promoting industry progress, and helping industrial upgrading since its establishment in 2013. Focusing on objects as a starting point, equipment as the core, and innovating to create "industrial leasing, digital leasing, ecological leasing, and platform leasing" as four distinctive business cards, it has accelerated digital transformation, driven operational model innovation and change with digital leasing, and is committed to providing customers with worry-free, time-saving, and cost-saving financial leasing services. By the end of 2023, Ping An Leasing had invested more than trillion yuan in funds to support the development of the real economy, with comprehensive strength firmly in the first echelon of the industry, becoming an industry innovation leader.
Advertisement
Rooted in the foundation and expanding innovation: contributing to the high-quality development of the real economy
Financial leasing, as an emerging financial force closest to the real economy and focusing on the industrial ecosystem chain, has become an important part of financial support for national economic construction and service to the real economy. From serving the construction of major national equipment to promoting the competitive advantage of Chinese manufacturing, and then to building a better urban life together, Ping An Leasing has always taken customer needs as the guide, rooted in the industry with professional operations and innovative service concepts, promoted enterprise technical transformation and equipment renewal, driven industrial upgrading, escorted the growth of the entity, and contributed to the high-quality development of the real economy. At present, the company has allocated a continuous stream of financial funds to major construction projects such as hydropower, wind power, and water conservancy, providing comprehensive financial service solutions for many domestic construction enterprises; in the manufacturing and processing field, Ping An Leasing continues to increase the investment in advanced manufacturing enterprises, promoting the transformation and upgrading of manufacturing industry, supporting more than 2,000 Chinese manufacturing enterprises, and covering 29 provinces and cities nationwide; at the same time, it has created a "photovoltaic, energy storage, charging, parking, battery swapping" five-fingered development business pattern, helping traditional infrastructure to cross over to new infrastructure, and promoting the comprehensive upgrade of urban infrastructure and public service levels.
Facing the rapid development of the industry and the diversified financial needs of the people and the real economy, Ping An Leasing, driven by the gene of innovation, continues to explore new opportunities in the industry. The company takes small and micro, factoring, and auto financial leasing businesses as carriers, creates a "small B + retail" financial leasing model, forms an "small trial, medium trial, mass production" innovation model, improves the quality and creates excellent financial leasing services, and maintains development vitality. At present, the company has cooperated with nearly 30,000 equipment manufacturers, served nearly 70,000 small and micro enterprises, and covered 31 provinces and cities nationwide; the asset scale of auto financial leasing business has exceeded 85 billion yuan, with more than 58,000 channels and more than 2.4 million customers served, ranking in the first echelon of the financial leasing industry. Among them, used car financial leasing and commercial vehicle financial leasing have a stable first place in the industry's third-party market.
Digital empowerment: consolidating the foundation of development with digital transformation
With the deepening integration of digital technology and the real economy, digital transformation has become an important path for financial services to improve quality and efficiency, and better serve the development of the real economy and the production of the people. Ping An Leasing takes operation, management, and operation as the starting point, promotes the digital transformation of the front, middle, and back offices, improves work efficiency and management precision, and continuously deepens the service experience of financial leasing.
In the small B end, the company focuses on the capital needs of small and micro enterprises, builds a new digital service model centered on equipment, introduces diversified financial plans such as new equipment purchase financing and working capital support, relies on multi-dimensional data technology support, and completes multiple iterations of risk control models. At present, standardized products can be automatically approved, and small and micro enterprises can receive financing funds on the same day, becoming a "stabilizer" and "accelerator" in the capacity expansion of small and micro enterprises; in the C end, the company actively explores the automotive ecological platform, integrates scientific and technological innovation and application throughout the entire process of business products, upgrades the original manual preset business processes to online, automated, and intelligent upgrades, and continuously improves work efficiency and management precision, and optimizes customer service experience from multiple aspects such as customer application, review, signing, management, and value-added services.
In addition to deeply exploring the value of "digitalization" in the business segment, based on artificial intelligence technology, a digital intelligent risk control platform with the characteristics of financial leasing has also been developed. By deepening the capabilities of "technology + risk control", it realizes online operation of processes, refined control of processes, and automated approval of business, creating a comprehensive digital risk control system, comprehensively improving the digitalization and intelligence level of risk management, and providing safer and more efficient financial leasing services.
Faithful practice leads to the distance, and only practicality inspires innovation. In the future, Ping An Leasing will actively integrate into the national strategy, deeply cultivate the real industry, reshape the service process and optimize service products through digital transformation and upgrading, and continue to create value for customers with worry-free, time-saving, and cost-saving services, contributing to the high-quality development of the real economy with "Ping An strength".